Habitat Family Selection

Applications are being accepted through December 30, 2010. If you or someone you know would like to apply please call 540-672-5041 and leave a clear message or email ochfh@ochfy.org.

Below are the basic qualifications.

There are 3 basic requirements:

1) Live in Orange County; and your total family income must fall between 25-50% of the area median income. The income chart is below:

• Family of 1: $11,475 - $22,950
• Family of 2: $13,125 - $26,250
• Family of 3: $14,750 - $29,500
• Family of 4: $16,400 - $32,800
• Family of 5: $17,700 - $35,400
• Family of 6: $19,025 - $38,050
• Family of 7: $20,325 - $40,650
• Family of 8: $21,650 - $43,300

In addition, you must be willing and able to repay a 0% interest mortgage. Extensive debts and unexplained poor credit will have a bearing on your ability to repay a mortgage.

2) Currently live in unsafe or overcrowded housing or pay more than 35% of your income in rent.

3) Be willing to partner with Habitat for Humanity:

• paying a down payment of $500
• completing sweat equity hours working on your house or the houses of others; 150 hours per each able adult.
• attend classes offered by OCHFH on topics such as budgeting, home maintenance and home improvement.

Other requirements:
Must be discharged from bankruptcy at least one year.
Provide a recent credit report.